🏠 Stealpad
/
Stealpad › Berkeley, CA › ZIP 94704 › 2614 Warring St #6
2614 Warring St #6 — 2 bd condo for sale in ZIP 94704, Berkeley
52Fair price

2614 Warring St #6

ZIP 94704, Berkeley, CA · 94704
$690,000 ~at market (+2%)
2 bd · 2 ba · 926 sqft · $745/sf
HOA $544/mo · 🏢 fee history ↓ · Floor 1 · 200 days on market · built 1963
⏳ Sitting — leverage
⚖️ Adjusted valueFairly pricedasking is +2% over fair value
Model fair value · 2 sold comps · ±13%$688,657
vs model fair value · size · beds/baths · age · HOA · location0
Condition · Avg / verify in person0
Price history · ≈5% below its peak+2%
📐 How this Deal Score was built52Fair price
Value gap · asking vs model fair value, after condition & price history−2.4
HOA burden · $544/mo = 0.95%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 200 days — it has sat, so you have leverage+6
Raw advantage · the three above, combined+3.6
Model confidence · weak — ±13% typical model error across 2 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score52/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,163/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$3,822
Property tax (1.30% effective)$748
Insurance (estimate)$50
HOA dues$544
Total monthly$5,163
Rough cash to close$155,250

26% of that payment is not the mortgage. The HOA fee alone is $32,640 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,619.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($544 in 2026), not enough for a trend yet. The listing shows $544/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • On market 200 days → strong negotiating leverage
  • Garage parking
  • Low HOA (0.9%/yr)
⚠️ Cons
  • Older building (1963)
  • Ground floor
🚩 Red flags
  • Still cutting price ($730k→$710k→$690k)

Photos

Price history (this unit)

Trough $679,000 Mar 25, 2026Now $690,000Peak $730,000 May 3, 2026
Current list price is 5% below its peak · +2% above its trough.
  • Jul 27, 2026 — Price Changed $690,000
  • Jun 1, 2026 — Price Changed $710,000
  • May 3, 2026 — Price Changed $730,000
  • Mar 25, 2026 — Listed $679,000

Description

Located in a highly desirable Berkeley neighborhood, this beautifully upgraded condo offers modern living in a sought-after area. Featuring 2 spacious bedrooms and 2 full baths, the condo is filled with natural light. The large living room seamlessly connects to the kitchen, making it perfect for entertaining. The living room also opens to a lovely balcony, creating a seamless indoor-outdoor flow. This condo includes a private garage, additional storage, and access to a shared laundry room in the basement. Conveniently located within walking distance to Elmwood, College Avenue, and the campus, this condo truly has it all!

More steals in ZIP 94704

See all 12 condos in ZIP 94704 →