1901 Parker St #3
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $29,700 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,494.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($26,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($495 in 2026), not enough for a trend yet. The listing shows $495/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 22% below model fair value
- On market 116 days → strong negotiating leverage
- Low HOA (1.1%/yr)
⚠️ Cons
- Older building (1930)
- Ground floor
- Only 1 bath
🚩 Red flags
- Still cutting price ($538k→$533k→$529k→$524k)
Photos
Price history (this unit)
- Aug 10, 2026 — Price Changed $524,000
- Jul 29, 2026 — Price Changed $529,000
- Jul 8, 2026 — Price Changed $533,000
- Jun 17, 2026 — Listed $538,000
Description
Come see this charming, upper-level condo just outside Downtown Berkeley! Featuring hardwood floors, frosted French doors, and classic wood-paneled wainscoting, this property is full of timeless vintage charm. The cozy kitchen has plenty of natural light and includes a delightful corner nook, perfect for enjoying your morning coffee. With a flexible floorplan and bonus storage closet, this property is perfect for Berkeley living, situated less than 10 blocks away from UC Berkeley, 2 BART stations and Berkeley Bowl. Don’t miss your chance to move in and enjoy the classic features or re-design the space to your liking.