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Stealpad › Berkeley, CA › ZIP 94704 › 2614 Warring St #9
2614 Warring St #9 — 2 bd condo for sale in ZIP 94704, Berkeley
47Fair price

2614 Warring St #9

ZIP 94704, Berkeley, CA · 94704
$699,000 ~at market (+4%)
2 bd · 2 ba · 920 sqft · $760/sf
HOA $746/mo · 🏢 fee history ↓ · Floor 1 · 55 days on market · built 1963
⚖️ Adjusted valueFairly pricedasking is +4% over fair value
Model fair value · 1 sold comps · ±13%$684,383
vs model fair value · size · beds/baths · age · HOA · location+2%
Condition · Avg / verify in person0
Price history · ≈4% below its peak+2%
📐 How this Deal Score was built47Fair price
Value gap · asking vs model fair value, after condition & price history−4.8
HOA burden · $746/mo = 1.28%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 55 days — not long enough to give you leverage0
Raw advantage · the three above, combined−4.8
Model confidence · weak — ±13% typical model error across 1 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score47/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,425/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$3,872
Property tax (1.30% effective)$757
Insurance (estimate)$50
HOA dues$746
Total monthly$5,425
Rough cash to close$157,275

29% of that payment is not the mortgage. The HOA fee alone is $44,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,679.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($544 in 2026), not enough for a trend yet. The listing shows $746/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • On market 55 days → some leverage
  • In-unit W/D
  • Low HOA (1.3%/yr)
⚠️ Cons
  • HOA $746/mo
  • Older building (1963)
  • Ground floor
🚩 Red flags
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Photos

Price history (this unit)

Trough $399,000 Jun 24, 2011Now $699,000Peak $725,000 Aug 16, 2026
Current list price is 4% below its peak · +75% above its trough.
  • Aug 16, 2026 — Listed $725,000
  • Sep 16, 2014 — Sold (MLS) $594,000
  • Aug 13, 2014 — Listed $539,000
  • Jun 24, 2011 — Sold (MLS) $399,000
  • Mar 9, 2011 — Price Changed $399,900
  • Jan 26, 2011 — Price Changed $415,000

Description

Perched on the top floor and spanning the full front of the building, this sun-drenched condominium offers more than 900 square feet of open, airy living space. Bamboo flooring and freshly painted interiors create a warm, inviting backdrop, while the wall of windows fill the home with natural light. An expansive balcony captures beautiful views of the Berkeley Hills perfect for morning coffee or unwinding at the end of the day. The spacious primary suite features a walk-in closet, and the thoughtful floor plan provides excellent separation of spaces. Additional amenities include in-unit laundry, elevator access, dedicated storage, and one deeded covered parking space. Ideally located…

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