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Stealpad › San Francisco, CA › ZIP 94103 › 590 6th St #308
590 6th St #308 — 2 bd condo for sale in ZIP 94103, San Francisco
59Fair price

590 6th St #308

ZIP 94103, San Francisco, CA · 94103
$1,395,000 ~at market (-11%)
2 bd · 2 ba · 2,045 sqft · $682/sf
No HOA listed · Floor 3 · built 2001
⚖️ Adjusted valueFairly pricedasking is 11% under fair value
Model fair value · 1 sold comps · ±14%$1,564,745
vs model fair value · size · beds/baths · age · HOA · location−11%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built59Fair price
Value gap · asking vs model fair value, after condition & price history+13.2
HOA burden · no HOA published — estimated at 0.57%/yr so missing data isn't a free pass0
Days on market · unknown0
Raw advantage · the three above, combined+13.2
Model confidence · weak — ±14% typical model error across 1 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score59/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$9,288/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$7,727
Property tax (1.30% effective)$1,511
Insurance (estimate)$50
Total monthly$9,288
Rough cash to close$313,875
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($69,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Upper floor (fl 3)
⚠️ Cons
  • No in-unit W/D
🚩 Red flags
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Photos

Price history (this unit)

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Description

Grand in scale and illuminated by natural light, this distinctive top-floor corner loft offers approximately 1,870 square feet across two expansive levels in SoMa's Flower Market Lofts. A gallery-style entry and skylit foyer create a memorable welcome, opening to a dramatic living space with soaring double-height ceilings, two-story windows, and southern and western exposures. Skyline views stretch from Twin Peaks toward Mission Bay, placing this light-filled retreat within the vibrant urban landscape of San Francisco's growing AI and startup community. Beautiful wide-plank flooring adds warmth and a modern edge. The open living and dining areas provide generous space for entertaining…

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