74 Brady St #7
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $46,200 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,010.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($45,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($770 in 2026), not enough for a trend yet. The listing shows $770/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 24% below model fair value
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- HOA $770/mo
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 7, 1998 — Sold (MLS) $410,000
- Oct 7, 1998 — Sold (Public Records) $410,000
- Sep 3, 1998 — Listed $429,000
- Aug 23, 1996 — Sold (MLS) $255,500
- Jul 1, 1996 — Listed $249,000
Description
No description captured.