588 Minna St #603
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $70,680 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,004.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,178 in 2026), not enough for a trend yet. The listing shows $1,178/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 19% below model fair value
- On market 76 days → some leverage
- Upper floor (fl 6)
- In-unit W/D
⚠️ Cons
- HOA $1178/mo
🚩 Red flags
- Very high HOA $1178/mo (full-service high-rise)
Photos
Price history (this unit)
- Jul 1, 2026 — Listed $969,900
- Jun 27, 2026 — Coming Soon $969,900
Description
Welcome to Residence 603 at OneEleven, a contemporary 2-bedroom, 2-bath condominium with a versatile office/den, offering the perfect blend of style, comfort, and functionality. This light-filled home features an open-concept floor plan with wide-plank wood flooring in the main living areas, plush carpeting in the bedrooms, and dramatic windows that showcase sweeping city views while filling the home with abundant natural light. The chef-inspired kitchen is beautifully appointed with Bosch stainless steel appliances, a gas range, quartz countertops, custom cabinetry, and a designer tile backsplash. The spacious primary suite offers a luxurious en-suite bath with a double vanity, quartz…