788 Minna St #501
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $41,220 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,017.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($29,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($604 in 2026), not enough for a trend yet. The listing shows $687/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 15% below model fair value
- Upper floor (fl 5)
- Low HOA (1.4%/yr)
- Newer build (2011)
⚠️ Cons
- HOA $687/mo
🚩 Red flags
Photos
Price history (this unit)
- —
Description
Views, Location, Parking! Stunning western vistas, an open top-floor living and dining space with gas fireplace, a SOZO Design kitchen with Liebherr refrigerator & Bertazzoni range, and an oversized bathroom with skylight make this home feel special. You'll love the wide-plank oak flooring, generous ceiling height, and the juliet balcony off the bedroom for taking in the sunsets. Amenities include in-unit laundry and storage closet, closet shelving systems, a lush & tranquil shared garden and patio area, assigned 1-car garaged parking, a bicycle room, elevator, in-unit tele-monitor intercom and security system, and solar panels that provide electricity for the HOA. The central location is a…