426 Fillmore St Unit C
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($85,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
⚠️ Cons
- No in-unit W/D
🚩 Red flags
Photos
Price history (this unit)
- Oct 28, 2026 — Listed $1,710,000
- Sep 21, 2004 — Sold (Public Records) $760,000
- Sep 20, 2004 — Sold (MLS) $760,000
- Jul 8, 2004 — Listed $699,000
- Jul 8, 2002 — Sold (Public Records) $609,000
Description
This Urban Oasis IS the NEW SEXY! This 2-level, one-of-a-kind UNICORN IS A MUST-SEE! Consider this private PENTHOUSE URBAN SANCTUARY nestled in the Heart of the City. A secluded URBAN RETREAT, immersed in one of SF's most sought-after HIP, VIBRANT, walkable neighborhood environments. As you enter this Living Room and feel the airiness of towering approx 13 ft ceilings graced with floor-to-ceiling windows overlooking Victorians and treetops, it will evoke your senses and calm your mind. A dramatic scale of VOLUME and SPACE spread over 2 floors creates the feeling of a single-family home accented with unique architectural elements which are the SOUL of this residence. An expansive canvas…