8 Buchanan St #608
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $52,320 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $7,202.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($54,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($733 in 2026), not enough for a trend yet. The listing shows $872/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 6)
- Garage parking
- Low HOA (1%/yr)
- Newer build (2014)
⚠️ Cons
- HOA $872/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 8, 2026 — Listed $1,080,000
Description
Contemporary architecture meets the energy of San Francisco at Linea, designed by renowned architect Bernardo Fort-Brescia. This two-bedroom, two-bath residence offers a sophisticated home base where Hayes Valley, Duboce Triangle, the Castro come together. Clean lines and a modern aesthetic create an inviting setting for city living, with incredible city views, spacious communal roof-top, and modern in-unit amenities. Eastern-facing windows flood the two large bedrooms with light throughout the day. The master bedroom features a walk-in closet and attached bathroom with modern finishes. The tastefully appointed kitchen is highlighted by European-style cabinetry, quartz counters, and…