750 Van Ness Ave #402
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
40% of that payment is not the mortgage. The HOA fee alone is $45,180 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,030.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($14,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 9 units of recorded sales at 750 Van Ness Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 31% below model fair value
- 44% below its 2020 peak
- Upper floor (fl 4)
- In-unit W/D
⚠️ Cons
- Small (397 sf)
- HOA $753/mo
🚩 Red flags
- Listed BELOW its 2020 sale ($480k) → value eroding
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $299,000
- Jul 9, 2020 — Sold (MLS) $480,000
- Jul 9, 2020 — Sold (Public Records) $480,000
- May 20, 2020 — Price Changed $499,000
- May 1, 2020 — Price Changed $505,000
- May 1, 2020 — Price Changed $495,000
Description
Abundant light and a thoughtfully arranged layout give this studio an inviting sense of space. At 750 Van Ness Avenue #402, large windows frame neighborhood outlooks, while the open floor plan accommodates living, dining, and sleeping areas. The kitchen features warm wood cabinetry, stone countertops, and stainless steel appliances, including a dishwasher. An in-unit Bosch washer and dryer and a bathroom with a shower over tub complete this home. A separate storage space is included in the sale. A landscaped common courtyard provides outdoor space on the ground floor. The shared roof deck features a barbecue and expansive city views. A central location close to the War Memorial Opera House…