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Stealpad › San Francisco, CA › ZIP 94103 › 136 Langton St Unit A
136 Langton St Unit A — 2 bd condo for sale in ZIP 94103, San Francisco
63Good value

136 Langton St Unit A

ZIP 94103, San Francisco, CA · 94103
$799,000 ~at market (-12%)
2 bd · 1.5 ba · 1,000 sqft · $799/sf
HOA $200/mo · 🏢 fee history ↓ · 16 days on market · built 1906
⚖️ Adjusted valueFairly pricedasking is 12% under fair value
Model fair value · 110 sold comps · ±14%$944,301
vs model fair value · size · beds/baths · age · HOA · location−15%
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built63Good value
Value gap · asking vs model fair value, after condition & price history+14.4
HOA burden · $200/mo = 0.3%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 16 days — not long enough to give you leverage0
Raw advantage · the three above, combined+14.4
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score63/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,541/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,426
Property tax (1.30% effective)$866
Insurance (estimate)$50
HOA dues$200
Total monthly$5,541
Rough cash to close$179,775

20% of that payment is not the mortgage. The HOA fee alone is $12,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,341.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($134 in 2026), not enough for a trend yet. The listing shows $200/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 15% below model fair value
  • In-unit W/D
  • Low HOA (0.3%/yr)
⚠️ Cons
  • Older building (1906)
🚩 Red flags
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Photos

Price history (this unit)

Trough $389,000 Sep 14, 2000Now $799,000Peak $799,000 Sep 25, 2026
Current list price is 0% below its peak · +105% above its trough.
  • Sep 25, 2026 — Listed $799,000
  • Sep 14, 2000 — Sold (MLS) $389,000
  • Jul 27, 2000 — Listed $399,000

Description

Discover refined urban living at 136A Langton Street, a stylish two bedroom, one and a half bath townhouse condominium offering an inviting blend of comfort, privacy, and convenience in the heart of San Francisco. Set within an intimate four unit condominium building, this residence offers the appeal of boutique living with a more private, residential atmosphere. The townhouse style layout creates a natural separation between living and private spaces, giving the home a sense of dimension and ease rarely found in traditional condominium living. Fresh new interior paint enhances the bright, polished feel throughout. The thoughtfully arranged floor plan features two comfortable bedrooms and…

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