94 Bayo Vista Ave #204
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
36% of that payment is not the mortgage. The HOA fee alone is $34,920 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,220.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($17,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($538 in 2026), not enough for a trend yet. The listing shows $582/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 12% below model fair value
- 38% below its 2022 peak
- Garage parking
⚠️ Cons
- HOA $582/mo
- Older building (1966)
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2022 sale ($563k) → value eroding
Photos
Price history (this unit)
- Aug 20, 2026 — Listed $349,000
- Mar 31, 2022 — Sold (MLS) $563,000
- Mar 31, 2022 — Sold (Public Records) $563,000
- Feb 24, 2022 — Listed $499,000
- Nov 27, 2017 — Sold (MLS) $525,000
- Nov 27, 2017 — Sold (MLS) $525,000
Description
Beautifully updated and exceptionally spacious 1-bedroom, 1-bath condo filled with natural light and stylish contemporary details. Hardwood floors flow throughout the home, creating a warm and inviting feel. The sunny dining room is a standout, featuring chic wallpaper and a designer light fixture. The updated kitchen offers crisp white cabinetry, quartz countertops, and newer appliances. A generously sized living room provides plenty of space to relax, with ample room to create a comfortable study or work-from-home area. Sliding glass doors open to a quiet, private balcony overlooking mature trees, with just the right amount of space for breakfast or morning coffee for two. The updated ba