288 Whitmore St #212
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
36% of that payment is not the mortgage. The HOA fee alone is $26,040 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $1,723.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +4%/yrReconstructed from 13 units of recorded sales at 288 Whitmore St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +4%/yr over 2 years across 13 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Cheapest 2bd anywhere + best $/sf of all 24 (28% below comps)
- Brand-new listing
- Gated garage; Piedmont Ave
⚠️ Cons
- Only 1 bath
- HOA $625/mo
🚩 Red flags
- Only exterior photos so far — verify interior condition
Photos
Price history (this unit)
- Jul 28, 2026 — Listed $269,000
- Oct 25, 2016 — Sold (MLS) $338,000
- Oct 25, 2016 — Sold (MLS) $338,000
- Oct 25, 2016 — Sold (Public Records) $338,000
- Sep 20, 2016 — Price Changed $338,000
- Aug 23, 2016 — Listed $360,000
Description
Welcome to this charming 450 sq. ft. studio condo ideally located between the vibrant Broadway/Rockridge corridor and popular Piedmont Avenue neighborhood. Featuring new luxury vinyl flooring and an efficient open layout, this inviting home offers comfortable living and sleeping areas with access to a private screened-in patio. A separate closet and dressing area provides additional storage and functionality. Enjoy an array of community amenities, including an exercise gym and a heated swimming pool. HOA dues include heat and water, adding everyday convenience. With shopping, dining, transportation and neighborhood amenities nearby, this move-in-ready studio offers an excellent opportunity f