3750 Harrison St #102
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
32% of that payment is not the mortgage. The HOA fee alone is $35,460 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,153.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($24,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 3 units of recorded sales at 3750 Harrison St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 16% below model fair value
- Garage parking
- Low HOA (1.4%/yr)
⚠️ Cons
- HOA $591/mo
- Older building (1966)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Aug 26, 2026 — Listed $499,000
Description
Welcome to this bright and spacious 2-bedroom, 2-bath condo just moments from Piedmont Avenue. An open living and dining area is filled with natural light from windows on multiple sides. Sliding glass doors open to a private terrace that extends the living space and brings in leafy neighborhood outlooks. The refreshed kitchen features quartz countertops, abundant cabinetry, stainless steel appliances, and modern black hardware. Both bedrooms are generously sized, including an oversized primary suite with plenty of room for a king-size bed, excellent closet space, and an en-suite bath. A second bedroom and full bath offer flexibility for guests, a home office, or roommates. Adding to the conv