3877 Howe St #107
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
45% of that payment is not the mortgage. The HOA fee alone is $25,080 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $983.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 8 units of recorded sales at 3877 Howe St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Cheapest of 6 tracked in Piedmont Avenue
- 33% below model fair value
⚠️ Cons
- Small (450 sf)
- Older building (1964)
- Ground floor
🚩 Red flags
- Only 2 photos — verify condition
Photos
Price history (this unit)
- Apr 23, 1999 — Sold (Public Records) $49,000
Description
Wow! Located in one of Oakland’s most desirable neighborhoods, this is a great opportunity to purchase a fixer-upper condo end unit and add your personal touches to create the home of your dreams. Situated in a secure, well-maintained building, the property includes dedicated parking and storage. Residents also enjoy access to a common roof deck, elevator, and communal laundry facilities. Located just one block from Kaiser, this condo is nestled near the vibrant and trendy Piedmont Avenue, known for its electric mix of boutiques, restaurants, cafés, and bars. Enjoy convenient access to Highways 880 and 580, as well as MacArthur BART, making commuting throughout the Bay Area a br