6246 Boulder Ln #4807
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $29,280 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,858.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($488 in 2026), not enough for a trend yet. The listing shows $488/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 48)
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- 12% above model fair value
🚩 Red flags
Photos
Price history (this unit)
- Oct 8, 2026 — Listed $575,000
- Jul 22, 2019 — Sold (MLS) $549,000
- Jul 22, 2019 — Listed $549,000
- Jul 19, 2019 — Sold (Public Records) $549,000
- Aug 8, 2014 — Sold (Public Records) $395,000
Description
Welcome to this modern two-bedroom, two-bath condo at The Villas at Monte Vista. This thoughtfully designed two-story home is set within a well-maintained community and offers a spacious, functional layout with generously sized bedrooms and ample closet space. The bright eat-in kitchen is outfitted with stainless steel appliances, bar seating, and plenty of room for casual dining or entertaining. The primary suite feels like a private retreat, featuring a walk-in closet and an en suite bath with double vanity and a shower-tub combination. Additional highlights include wood flooring, central heating and air conditioning, and a dedicated in-unit laundry for everyday convenience. A private…