5400 Mountain Blvd #120
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $25,200 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,599.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($20,495). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($420 in 2026), not enough for a trend yet. The listing shows $420/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 16% below model fair value
- On market 129 days → strong negotiating leverage
- In-unit W/D
- Garage parking
⚠️ Cons
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Mar 27, 2026 — Listed $409,900
- Mar 3, 2015 — Sold (MLS) $315,000
- Feb 23, 2015 — Sold (Public Records) $315,000
- Nov 23, 2014 — Price Changed $315,000
- Jun 21, 2014 — Price Changed $329,000
- May 28, 2014 — Listed $345,000
Description
Nestled in the tranquil surroundings of this stunning townhome-style condo, it offers the perfect balance of serene living and urban convenience. Spread across multiple levels, this thoughtfully designed residence invites you to enjoy both comfort and functionality. Step into the bright, airy living space, where a cozy fireplace sets the tone for relaxing evenings. The kitchen boasts brand-new appliances, making meal prep a joy, while the in-unit washer and dryer add everyday convenience. Upstairs, the multi-level layout ensures privacy and versatility, ideal for modern living needs. Start your mornings or unwind in the evenings on your private balcony, overlooking the peaceful, tree-lined