5400 Mountain Blvd #340
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $30,240 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,765.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($20,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($420 in 2026), not enough for a trend yet. The listing shows $504/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 19% below model fair value
- 32% below its 2021 peak
- On market 157 days → strong negotiating leverage
- Upper floor (fl 3)
⚠️ Cons
- Verify HOA docs & condition in person
🚩 Red flags
Photos
Price history (this unit)
- May 7, 2026 — Listed $499,000
- May 5, 2026 — Coming Soon $499,000
- Mar 4, 2025 — Rental Removed $3,200
- Jan 10, 2025 — Price Changed $3,200
- Dec 13, 2024 — Price Changed $3,500
- Dec 12, 2024 — Price Changed $3,200
Description
CHIC + LOVELY Leona Heights townhome-style condo featuring a SPACIOUS + FUNCTIONAL floor plan with 2 bedrooms and 2 full bathrooms PLUS a ZOOM ROOM LOFT home office! All new double-paned windows. Beautiful NEW bamboo hardwood floors throughout. High vaulted ceilings in sunny and bright living/dining room with cozy fireplace. PLUS there's a cool upper loft office/den space with ample storage room. Delightful kitchen with butcher block counters. Bedrooms with built-in closet components. Convenient and close to Lincoln Square, Redwood Heights, Woodminster, Montclair Village, Laurel and Dimond Districts for plenty of grocery stores, shops and restaurants. Outdoor recreation with nature parks…