10401 Shaw St #401
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
34% of that payment is not the mortgage. The HOA fee alone is $29,700 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,030.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($14,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($495 in 2026), not enough for a trend yet. The listing shows $495/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Cheapest of 10 tracked in Oakland
- 35% below model fair value
- On market 52 days → some leverage
- Upper floor (fl 4)
⚠️ Cons
- Verify HOA docs & condition in person
🚩 Red flags
Photos
Price history (this unit)
- Aug 15, 2026 — Listed $299,000
- May 29, 2013 — Sold (MLS) $140,000
- May 17, 2013 — Sold (Public Records) $140,000
- May 1, 2013 — Listed $114,900
- Jul 31, 2000 — Sold (MLS) $315,000
- Apr 7, 2000 — Listed $300,000
Description
Beautifully remodeled 2-bedroom, 1.5-bath townhome in the Knowland Park community, offering 1,024 square feet of updated living space. Fresh interior paint sets the tone throughout, complemented by new vinyl flooring on the first floor and new carpet upstairs. The remodeled kitchen features stone countertops, new cabinets, a new stove, and a new hood. The living room is anchored by a cozy fireplace, adding warmth and charm to the main living spaceThe community offers guest parking plus assigned parking with a carport, and HOA dues cover common area maintenance, exterior maintenance, security/gate, water and trash — a low-maintenance lifestyle in a gated setting. Nestled near Knowland Park…