665 Dartmore Ln #257
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $34,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,427.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($25,498). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 2 units of recorded sales at 665 Dartmore Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.4%/yr)
⚠️ Cons
- 11% above model fair value
- HOA $580/mo
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2025 sale ($550k) → value eroding
- Only 1 photo — verify condition
Photos
Price history (this unit)
- Jan 14, 2025 — Sold (MLS) $550,000
- Jan 14, 2025 — Sold (Public Records) $550,000
- Oct 3, 2024 — Price Changed $539,995
- Aug 16, 2024 — Price Changed $549,988
- Jul 26, 2024 — Listed $499,988
Description
Updated End Unit Condo nestled on Hillside. NO STAIRS TO ENTER UNIT. Newer Renovated Kitchen & Flooring July 2024. No unit underneath you. Light filled, secluded unit with view of serene trees from living room. Check out the cozy fireplace. Shaker style soft-close kitchen cabinets, quartz countertops, sink & faucet. Newer Stainless Steel Fridge, microwave, garbage disposal. State of the art stove. New hot water heater installed 2023. New heater installed 2021, new window treatments 2023. New wood laminate flooring throughout the unit. Bathrooms are tiled. New sink faucets in primary and secondary baths. New showerhead in the primary bath. Dedicated parking for 2 cars, nice sized detached…