656 Foster Ct #2
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
32% of that payment is not the mortgage. The HOA fee alone is $47,520 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,692.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($27,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($792 in 2026), not enough for a trend yet. The listing shows $792/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
⚠️ Cons
- 15% above model fair value
- HOA $792/mo
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Sep 9, 2026 — Listed $550,000
- Sep 9, 2026 — Listed $550,000
- Feb 16, 1990 — Sold (Public Records) $137,000
Description
Completely updated 3-bedroom, 1.5-bath condo in Hayward's Southgate neighborhood, offering the rare combination of move-in-ready interiors and a private backyard. New flooring, modern lighting, fresh paint, and updated baths throughout give every room a clean, contemporary feel. The remodeled kitchen features new appliances, updated cabinetry, and a functional layout designed for everyday living. At 1,175 square feet, this home also includes in-unit laundry, a garage, and assigned parking. Just unpack and enjoy from day one. Outside, the spacious backyard adds valuable living space for outdoor dining, gardening, or simply relaxing, with far less upkeep than a single-family yard. Ideal for…