🏠 Stealpad
/
Stealpad › Hayward, CA › ZIP 94544 › 29621 Red Oak Ct #3
29621 Red Oak Ct #3 — 1 bd condo for sale in ZIP 94544, Hayward
40Priced high

29621 Red Oak Ct #3

ZIP 94544, Hayward, CA · 94544
$329,000 ~at market (+3%)
1 bd · 1 ba · 579 sqft · $568/sf
HOA $546/mo · 🏢 fee history ↓ · Floor 1 · 22 days on market · built 1985
⚖️ Adjusted valueFairly pricedasking is +3% over fair value
Model fair value · 92 sold comps · ±7%$328,501
vs model fair value · size · beds/baths · age · HOA · location0
Condition · Avg / verify in person0
Price history · at/near its all-time high+3%
📐 How this Deal Score was built40Priced high
Value gap · asking vs model fair value, after condition & price history−3.6
HOA burden · $546/mo = 1.99%/yr of price vs a 1.33% norm−5.3
Days on market · 22 days — not long enough to give you leverage0
Raw advantage · the three above, combined−8.9
Model confidence · strong — ±7% typical model error across 92 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×1
Deal Score40/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$2,775/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$1,822
Property tax (1.30% effective)$356
Insurance (estimate)$50
HOA dues$546
Total monthly$2,775
Rough cash to close$74,025

34% of that payment is not the mortgage. The HOA fee alone is $32,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,229.

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

2 recorded points

Reconstructed from 4 units of recorded sales at 29621 Red Oak Ct — every recorded sale carries its HOA fee and date. No listing site shows this.

$4552023$5462026
$546/mo · 2026
+20% since 2023

We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • In-unit W/D
  • Garage parking
⚠️ Cons
  • Small (579 sf)
  • Ground floor
  • Photos look dim — verify light in person
🚩 Red flags
—

Photos

Price history (this unit)

Trough $165,000 Mar 12, 2002Now $329,000Peak $329,000 Sep 19, 2026
Current list price is 0% below its peak · +99% above its trough.
  • Sep 19, 2026 — Listed $329,000
  • Apr 22, 2002 — Sold (MLS) $178,000
  • Mar 23, 2002 — Listed $178,000
  • Mar 12, 2002 — Sold (Public Records) $165,000

Description

Welcome to 29621 Red Oak Ct #3 in Hayward! Freshly updated and move-in ready, this inviting home features new interior paint, new flooring, a new stove, and a new toilet, creating a clean and refreshed feel. Enjoy the convenience of in-unit laundry, a private entrance for added privacy, and your own balcony with views toward Mission Blvda perfect spot to relax and unwind. Conveniently located near shopping, dining, BART, public transportation, and major commuter routes, offering easy access throughout the Bay Area. A wonderful combination of privacy, comfort, convenience, and location.Come see all this home has to offer!

More steals in ZIP 94544

See all 38 condos in ZIP 94544 →