260 Industrial Pkwy #25
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
32% of that payment is not the mortgage. The HOA fee alone is $27,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,229.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($16,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +3.9%/yrReconstructed from 10 units of recorded sales at 260 Industrial Pkwy — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +3.9%/yr over 5 years across 10 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- In-unit W/D
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2021 sale ($340k) → value eroding
Photos
Price history (this unit)
- Sep 29, 2021 — Sold (MLS) $340,000
- Sep 29, 2021 — Sold (Public Records) $340,000
- Aug 5, 2021 — Listed $314,000
- May 31, 2009 — Price Changed $58,900
- May 31, 2009 — Sold (MLS) $51,500
- Mar 9, 2009 — Price Changed $69,900
Description
TOP-FLOOR LIVING WITH BEAUTIFUL HAYWARD HILLS VIEWS! Welcome to this charming condo offering the perfect blend of comfort, convenience, and location! Enjoy scenic hillside views from both your private patio and bedroom, creating a peaceful retreat to come home to. Inside, you'll find a functional kitchen featuring granite countertops and an electric range, along with inviting living spaces ready for your personal touch. Located within a gated community, this home is ideally situated for commuters with convenient access to BART and Highways 92, 880, 238, and 580. Enjoy nearby shopping, dining, Starbucks, Paris Baguette, Mission Hills of Hayward Golf Course, and Cal State East Bay. Whether…