21103 Gary Unit 318A
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
33% of that payment is not the mortgage. The HOA fee alone is $42,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,023.
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. The listing shows $710/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $710/mo
🚩 Red flags
- Back on market — this unit was off the market and was relisted Sep 21
- Listed BELOW its 2019 sale ($461k) → value eroding
Photos
Price history (this unit)
- Sep 21, 2026 — Listed $449,000
- Sep 12, 2019 — Sold (MLS) $461,000
- Sep 12, 2019 — Sold (Public Records) $461,000
- Jun 6, 2019 — Listed $498,880
- Dec 20, 2016 — Sold (Public Records) $425,000
- Mar 28, 1995 — Sold (Public Records) $150,000
Description
Welcome to this inviting upper-unit condo in the desirable Mesa Verde gated community. Featuring 2 bedrooms, 2 bathrooms, and approximately 1,100 sq ft of living space, this home offers a comfortable layout with great natural light throughout. The living room is warm and welcoming, complete with a cozy fireplace and access to a private balconyperfect for relaxing or enjoying a quiet moment outdoors. The adjacent dining area connects easily to the kitchen, making everyday living and entertaining simple and practical. Both bedrooms are well-sized, offering flexibility for living, guests, or a home office setup. The home also includes a dedicated 1 garage space/storage and 1 uncovered parking…