21379 Gary Dr #14
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $31,080 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,090.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($22,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. The listing shows $518/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Low HOA (1.4%/yr)
⚠️ Cons
- 12% above model fair value
- Older building (1961)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Sep 24, 2026 — Listed $459,000
- Feb 25, 2011 — Sold (MLS) $101,500
- Jan 7, 2011 — Listed $119,900
- Nov 13, 2001 — Sold (Public Records) $182,000
- Mar 3, 1993 — Sold (Public Records) $134,000
Description
Welcome to 21379 Gary Drive #14, a charming 2-bedroom, 2-bath condominium offering 936 square feet of comfortable living space in Hayward’s Foothill Condominium Development. This desirable second-floor unit features vaulted ceilings that create a bright, open feel, along with an elevated private deck where you can relax and enjoy beautiful Bay views. The functional floor plan offers two well-proportioned bedrooms and two full bathrooms, plus a brand-new dishwasher and freshly painted interior. Two designated parking spacesone covered and one uncoveredprovide added convenience. Ideally located near shopping, dining, schools, transportation, and major commuter routes, this inviting condo…