38780 Tyson Ln Unit 207C
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
35% of that payment is not the mortgage. The HOA fee alone is $36,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,538.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($20,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +4.3%/yrReconstructed from 12 units of recorded sales at 38780 Tyson Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +4.3%/yr over 5 years across 12 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 12% below model fair value
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $610/mo
🚩 Red flags
- Listed BELOW its 2019 sale ($505k) → value eroding
Photos
Price history (this unit)
- Aug 25, 2026 — Listed $399,999
- Apr 26, 2019 — Sold (MLS) $505,000
- Apr 26, 2019 — Sold (MLS) $505,000
- Apr 26, 2019 — Sold (MLS) $505,000
- Apr 26, 2019 — Sold (Public Records) $505,000
- Mar 28, 2019 — Listed $498,000
Description
Well-maintained and move-in ready, this second-floor Fremont condo features an open-concept living and dining area with a cozy fireplace and wood mantel. The kitchen offers white cabinetry, granite countertops, and stainless steel appliances, plus the convenience of in-unit laundry. A generously sized covered patio provides additional space to relax and enjoy the outdoors. The HOA is litigation-free with no special assessments, with a new roof, exterior paint, and common-area carpeting already completed. Community amenities include a heated pool, Jacuzzi, fitness center, clubhouse, secure underground parking, gated access, and 24/7 camera monitoring. HOA dues cover water, trash, and common-a