951 Cherry Glen Cir
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $33,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,474.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($33,400). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($550 in 2026), not enough for a trend yet. The listing shows $550/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 80 days → some leverage
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- HOA $550/mo
🚩 Red flags
Photos
Price history (this unit)
- Jul 23, 2026 — Listed $725,000
- Aug 12, 2024 — Rental Removed $3,200
- Jul 9, 2024 — Listed for Rent $3,200
Description
Welcome to this beautifully updated 2-bedroom, 2-bathroom ground-floor one story condo in the heart of Central Fremont. Ideally located in a highly convenient neighborhood, this home offers easy access to BART, ACE Train, major freeways (I-880, I-680 & CA-84), shopping, dining, parks, and Fremont’s vibrant downtown. Enjoy the comfort of single-level living with a private back yard patio with fruit tree, perfect for relaxing, gardening, or entertaining. The home features hardwood flooring, an updated kitchen with modern finishes, and a spacious, functional floor plan filled with natural light. Additional highlights include an attached one-car garage, 1 outdoor parking space, generous living…