38703 Huntington Cir
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $37,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,189.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($31,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($630 in 2026), not enough for a trend yet. The listing shows $630/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.2%/yr)
⚠️ Cons
- HOA $630/mo
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $625,000
- Oct 15, 2015 — Sold (MLS) $530,000
- Oct 14, 2015 — Sold (MLS) $530,000
- Oct 14, 2015 — Sold (Public Records) $530,000
- Aug 19, 2015 — Listed $499,800
- Aug 18, 2015 — Listed $499,800
Description
Welcome to Huntington Circle in the heart of Fremont! This move-in-ready 2-bedroom, 2-bathroom end-unit condo offers 1004 sq ft of living space, extra privacy, and fresh paint throughout. It was built in 1988. The inviting living room centers on a fireplace with a tile surround and mantel, and opens to a dining area that’s perfect for everyday meals or entertaining. The gourmet kitchen shines with quartz countertops, a tile backsplash, and stainless steel appliances. The primary suite includes a walk-in closet and its own bathroom. A second bedroom and a full bathroom sit down the hall. You’ll also have in-unit laundry and direct inside access to an attached one-car garage, so there’s no…