578 Queens Rd
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $52,260 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,870.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($871 in 2026), not enough for a trend yet. The listing shows $871/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.2%/yr)
⚠️ Cons
- 13% above model fair value
- HOA $871/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Nov 5, 2026 — Listed $895,000
- Jul 2, 1998 — Sold (Public Records) $285,000
- Sep 16, 1992 — Sold (Public Records) $244,000
- Dec 15, 1988 — Sold (Public Records) $220,000
- Oct 1, 1986 — Sold (Public Records) $175,000
Description
This sophisticated West End townhome-style condo is located in Crown Harbor HOA, an intimate community of just 76 residences with close proximity to the water, beaches, Washington Park, Alameda Farmers Market and the many amenities on downtown Webster St, and convenient to the SF Ferry for an exceptional, stress-free commute to San Francisco! Extensively updated/remodeled in 2026, the home features 2 bedrooms, 2.5 bathrooms, an open living room/dining room, a kitchen/family room combination, and an attached 2-car garage. Includes an updated kitchen + beautifully remodeled bathrooms, new interior paint & stylish new light fixtures throughout. New LVP flooring (main level) and new bedroom…