1327 Webster St Unit B210
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
36% of that payment is not the mortgage. The HOA fee alone is $44,520 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,626.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($19,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
🚩 Rising fast · +6.9%/yrReconstructed from 16 units of recorded sales at 1327 Webster St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues climbed 40% in 5 years — about +6.9%/yr across 16 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 18% below model fair value
⚠️ Cons
- HOA $742/mo
- Older building (1970)
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
- Sep 17, 2026 — Listed $389,000
- Sep 21, 2004 — Sold (Public Records) $330,000
- Dec 3, 2002 — Sold (Public Records) $255,000
- Jan 27, 1995 — Sold (Public Records) $123,000
- Apr 15, 1993 — Sold (Public Records) $124,000
- Mar 29, 1990 — Sold (Public Records) $128,000
Description
Welcome to Park Webster! This inviting 2-bedroom, 1-bath condo offers 843 sq ft of light-filled living on the second floor of a secure, gated community in the heart of Alameda. Step inside to a bright, open floor plan featuring a spacious living room that flows seamlessly to your private balcony, perfect for morning coffee, evening unwinding, or entertaining friends. Ample closet space and in-unit storage ensure everything has its place. At Park Webster, it's more than just a home it's a lifestyle. Enjoy weekends by the pool, daily workouts in the fitness center, or peaceful moments by the koi pond surrounded by lush landscaping. Community amenities also include a sauna, clubhouse, and…