1701 Central Ave Unit P
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $24,900 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,752.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($27,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +4.1%/yrReconstructed from 6 units of recorded sales at 1701 Central Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +4.1%/yr over 5 years across 6 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 53 days → some leverage
- Low HOA (0.9%/yr)
⚠️ Cons
- Older building (1970)
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 7, 2026 — Price Changed $559,000
- Aug 19, 2026 — Listed $569,000
- Oct 26, 2004 — Sold (Public Records) $406,000
- Jun 29, 2001 — Sold (Public Records) $265,500
- Aug 1, 1997 — Sold (Public Records) $134,000
Description
New Price to sell. Bring offer. Extensively renovated with permits within the past year, this turnkey top-floor 2-bedroom, 2-bath condo offers modern style and everyday comfort. The stunning new kitchen features stainless steel appliances, quartz countertops, new cabinetry with new hardware, and laminate wood flooring. Both bathrooms have been beautifully remodeled with stylish finishes, new vanities and plumbing fixtures, and designer LED mirrors. Additional upgrades include a new electrical panel, new lightings, fresh interior paint, new carpeting, double-pane windows, and smooth ceilings. South-facing windows brings abundant, cheerful natural light in this end unit. Top-floor location…