2053 Clement Ave
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $21,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,672.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($49,995). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($350 in 2026), not enough for a trend yet. The listing shows $350/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 258 days → strong negotiating leverage
- In-unit W/D
- Garage parking
- Low HOA (0.4%/yr)
⚠️ Cons
- 12% above model fair value
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 20, 2026 — Price Changed $999,900
- Sep 16, 2026 — Price Changed $999,900
- Sep 7, 2026 — Price Changed $1,010,900
- Sep 1, 2026 — Price Changed $1,010,900
- Jun 25, 2026 — Price Changed $999,900
- Jun 23, 2026 — Price Changed $999,900
Description
The townhomes at Island View marry elevated living with comforting vibes to create an upgraded vision of home. This charming townhome features a rooftop deck and a 2 car tandem garage.