2205 San Antonio Ave Unit F
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $27,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,017.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($29,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +3%/yrReconstructed from 3 units of recorded sales at 2205 San Antonio Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +3%/yr over 4 years across 3 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Garage parking
- Low HOA (0.9%/yr)
- HOA steady in this building (~3%/yr over 4yr)
⚠️ Cons
- 15% above model fair value
🚩 Red flags
- Back on market — this unit was off the market and was relisted Sep 26
- Listed BELOW its 2022 sale ($660k) → value eroding
Photos
Price history (this unit)
- Nov 18, 2022 — Sold (MLS) $660,000
- Nov 18, 2022 — Sold (Public Records) $660,000
- Sep 22, 2022 — Listed $684,888
- Nov 17, 2009 — Sold (MLS) $250,000
- Oct 22, 2009 — Price Changed $262,900
- Jul 2, 2009 — Price Changed $274,900
Description
Move-in ready , this immaculate home was beautifully upgraded just a few years ago. This 2-level townhouse style condo has a recently remodeled kitchen, a breakfast bar with under cabinet LED lights to set the desired ambience for your mood and lots of cabinet storage. Cozy dining area leads you to the balcony, bringing in natural light and fresh air. Fully remodeled bathroom upstairs, newer floors, vanity with self-closing cabinets/drawers and tub with glass doors. Two large bedrooms with beautiful vaulted-beam ceilings and ample closet space. Assigned parking, a small storage and laundry facility all behind a secured gate. It’s a well-maintained building with just 7 units.