1327 Webster St Unit B106
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
38% of that payment is not the mortgage. The HOA fee alone is $40,980 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,163.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
🚩 Rising fast · +6.9%/yrReconstructed from 16 units of recorded sales at 1327 Webster St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues climbed 40% in 5 years — about +6.9%/yr across 16 units of recorded sales, well above inflation. A rise this steep is a leading signal of a special assessment, a drained reserve fund, or an insurance shock. The listing never shows it; the building's documents are where the "why" lives.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Cheapest of 11 tracked in Alameda
- 17% below model fair value
- On market 115 days → strong negotiating leverage
⚠️ Cons
- HOA $683/mo
- Older building (1970)
🚩 Red flags
Photos
Price history (this unit)
- Jun 19, 2026 — Price Changed $347,000
- Jun 19, 2026 — Listed $249,000
- Aug 22, 2014 — Sold (Public Records) $235,000
- Dec 28, 1990 — Sold (Public Records) $108,000
Description
At 1327 Webster Street #B106, comfort comes naturally. Enjoy morning coffee on your private patio, easy ground-floor access, and a home designed around the rhythm of everyday living. Thoughtful, functional, and inviting, it's the kind of place that feels right from the moment you arrive. Located within the Park Webster community, residents enjoy access to a pool, fitness center, clubhouse, library, and beautifully maintained grounds. Beyond the community, Crab Cove, Crown Memorial Beach, Webster Street's restaurants and cafés, Alameda Landing, and convenient transportation options are all just moments away.