2729 5th St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $27,060 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,580.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($52,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($451 in 2026), not enough for a trend yet. The listing shows $451/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Best $/sf of 4 tracked in Alameda Landing
- 12% below model fair value
- In-unit W/D
- Garage parking
⚠️ Cons
- Fresh listing — no price leverage yet
🚩 Red flags
Photos
Price history (this unit)
- Aug 26, 2026 — Listed $1,050,000
Description
Discover comfortable modern living in the heart of Alameda Landing— a tri-level townhome-style condo that effortlessly blends sophisticated design, generous space, and everyday convenience. Lovingly maintained and move-in ready, this 3-bedroom, 2.5-bath residence spans 2,303 sq. ft. of bright, contemporary living just minutes from waterfront trails, shopping, and dining. Enter through a welcoming first floor with storage closet and direct access to a spacious two-car garage, before ascending to the open-concept main level - where sunlight illuminates an open-concept Great Room perfect for effortless entertaining. The chef-inspired kitchen shines with stainless steel appliances, sleek