16006 E.14th St #204
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
33% of that payment is not the mortgage. The HOA fee alone is $34,980 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,692.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($19,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. The listing shows $583/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
⚠️ Cons
- HOA $583/mo
🚩 Red flags
Photos
Price history (this unit)
- Aug 31, 2026 — Listed $399,000
- Dec 13, 2011 — Sold (MLS) $114,000
- Sep 29, 2011 — Listed $122,000
Description
Your own private balcony, two dedicated covered parking spaces, and just steps to one of Ashland's new community parks (coming soon!) - all in a fully refreshed 2-bed, 2-bath condo. Top-floor unit, stair-access only [garage floor, first floor, second floor (top)]. This 900+ sq. ft. home lives large with an open floor plan, sun-filled kitchen, in-kitchen eating area, and living room that flows right out to your balcony. Both bedrooms are generously sized, with an in-unit laundry. This address serves the San Lorenzo Unified School District. Commute-friendly and just minutes to nearby BART stations (Bay Fair, Hayward, Castro Valley). Quick access to 580, 880, and CA-238. Construction is…