1430 Thrush Ave #12
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
34% of that payment is not the mortgage. The HOA fee alone is $35,880 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,500.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($18,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($569 in 2023), not enough for a trend yet. The listing shows $598/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
⚠️ Cons
- HOA $598/mo
- Ground floor
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
- Nov 30, 1993 — Sold (Public Records) $123,000
Description
Welcome home to this charming 2-bedroom, 1-bath condo offering comfort, convenience, and value in a desirable San Leandro location. The inviting interior features a well-appointed tile kitchen, while garage parking plus an additional dedicated parking space adds everyday convenience. Enjoy the added value of an HOA that includes water and garbage. A wonderful opportunity for a first-time buyer, downsizer, or investor.Come see all this home has to offer!