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Stealpad › San Francisco, CA › ZIP 94107 › 988 Harrison St Unit WE7
988 Harrison St Unit WE7 — 1 bd condo for sale in ZIP 94107, San Francisco
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988 Harrison St Unit WE7

ZIP 94107, San Francisco, CA · 94107
$599,000
1 bd · 1 ba
HOA $560/mo · 🏢 fee history ↓ · 17 days on market · built 2025
⚖️ Adjusted valuen/ano fair-value estimate yet — too few comparable sales
Raw $/sf · vs recent sold comps—
Condition · Avg / verify in person0
HOA carry · $560/mo−4%
Price history · at/near its all-time high0

💵What this unit actually costs per month

$4,577/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$3,318
Property tax (1.30% effective)$649
Insurance (estimate)$50
HOA dues$560
Total monthly$4,577
Rough cash to close$134,775

28% of that payment is not the mortgage. The HOA fee alone is $33,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,017.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($29,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

2 recorded points

Reconstructed from 27 units of recorded sales at 988 Harrison St — every recorded sale carries its HOA fee and date. No listing site shows this.

$5602025$5602026
$560/mo · 2026
+0% since 2025

We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • In-unit W/D
  • Low HOA (1.1%/yr)
  • Newer build (2025)
⚠️ Cons
  • HOA $560/mo
🚩 Red flags
—

Photos

Price history (this unit)

Only one sale-price event on record ($599,000 on Sep 24, 2026).
  • Sep 24, 2026 — Listed $599,000

Description

Few one- and two-bedroom homes remain in the final phases, schedule a visit to explore our latest release. Upper-floor one-bedroom with sweeping views toward Twin Peaks and the surrounding hills. Elevated above the streets, expansive windows bring in natural light throughout the day. The bedroom provides privacy, while the bathroom offers dual access for convenience. Finishes include quartz countertops, white oak flooring, and a contemporary kitchen with a gas range and integrated Bosch dishwasher. Central air conditioning and heating ensure year-round comfort. Residents enjoy an attended lobby and a rooftop terrace with panoramic city views, seating areas, outdoor grills, and a dedicated…

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