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Stealpad › San Francisco, CA › ZIP 94107 › 175 Bluxome St #206
175 Bluxome St #206 — 2 bd condo for sale in ZIP 94107, San Francisco
66Good value

175 Bluxome St #206

ZIP 94107, San Francisco, CA · 94107
$849,000 15% below mkt
2 bd · 2 ba · 1,068 sqft · $795/sf
No HOA listed · Floor 2 · 30 days on market · built 1998
🏭 Live/work loft
⚖️ Adjusted valueUndervaluedasking is 15% under fair value
Model fair value · 110 sold comps · ±14%$1,013,906
vs model fair value · size · beds/baths · age · HOA · location−16%
Condition · Avg / verify in person0
Price history · ≈10% below its peak+1%
📐 How this Deal Score was built66Good value
Value gap · asking vs model fair value, after condition & price history+18
HOA burden · no HOA published — estimated at 0.94%/yr so missing data isn't a free pass0
Days on market · 30 days — not long enough to give you leverage0
Raw advantage · the three above, combined+18
Model confidence · moderate — ±14% typical model error across 110 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score66/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,672/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$4,703
Property tax (1.30% effective)$920
Insurance (estimate)$50
Total monthly$5,672
Rough cash to close$191,025
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($42,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 16% below model fair value
  • In-unit W/D
  • Garage parking
⚠️ Cons
  • Photos look dim — verify light in person
🚩 Red flags
  • Live/work loft — workspace-heavy sqft and a thinner buyer pool inflate the apparent discount vs regular condo comps

Photos

Price history (this unit)

Trough $699,000 Nov 15, 2013Now $849,000Peak $948,000 May 25, 2022
Current list price is 10% below its peak · +21% above its trough.
  • Sep 11, 2026 — Listed $849,000
  • Sep 15, 2022 — Sold (MLS) $842,000
  • Sep 15, 2022 — Sold (Public Records) $842,000
  • Jun 20, 2022 — Price Changed $895,000
  • May 25, 2022 — Listed $948,000
  • Dec 27, 2013 — Sold (MLS) $735,000

Description

Iconic SOMA live/work building with elevator and prime walkable location to a multitude of new tech & AI startups. Spacious two bedroom 2 full bath unit with soaring 15' ceiling and massive living room window that floods the main living space with natural light, and an a fresh, airy feel. Surprising quiet apartment with easy access to the lobby, elevator and underground parking garage. The home features fresh paint throughout, new updated lighting fixtures, newer in unit full-sized clothes washer/dryer, and is move-in ready. Solid, well managed HOA & friendly engaged, community. Mere minutes walk to many tech companies, including Adobe Systems, Caltrans, Giant's Stadium, and the best…

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