301 Bryant St Unit D11
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
32% of that payment is not the mortgage. The HOA fee alone is $62,880 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,017.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($37,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 2 units of recorded sales at 301 Bryant St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 69 days → some leverage
- In-unit W/D
⚠️ Cons
- HOA $1048/mo
🚩 Red flags
- Very high HOA $1048/mo (full-service high-rise)
- Live/work loft — workspace-heavy sqft and a thinner buyer pool inflate the apparent discount vs regular condo comps
Photos
Price history (this unit)
- Aug 3, 2026 — Listed $750,000
- Aug 26, 2025 — Rental Removed $3,200
- Aug 20, 2025 — Listed for Rent $3,200
- Aug 1, 2025 — Rental Removed $3,200
- May 21, 2025 — Listed for Rent $3,200
- Mar 14, 2024 — Rental Removed $2,800
Description
This unit has the flexibility of being residential, live/work or commercial. Entrance is street level and independent from main building entrance. Open plan living/dining/kitchen. 1 bedroom, 1 bath. Great South Beach location nearby/easy access to the ballpark, Embarcadero, CalTrain, MUNI Metro line, Mission Bay, Ferry Building, Embarcadero Center, freeways 280 and 101 and Bay Bridge on ramp. Very walkable area with many shopping and restaurant options.