200 Brannan St #130
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $67,680 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $9,288.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($69,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($969 in 2026), not enough for a trend yet. The listing shows $1,128/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 53 days → some leverage
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- HOA $1128/mo
- Ground floor
🚩 Red flags
- Very high HOA $1128/mo (full-service high-rise)
Photos
Price history (this unit)
- Aug 19, 2026 — Listed $1,475,000
- Jun 1, 2020 — Sold (MLS) $1,375,000
- Jun 1, 2020 — Sold (Public Records) $1,375,000
- Feb 13, 2020 — Listed $1,425,000
- Aug 30, 2013 — Sold (MLS) $1,175,000
- Aug 30, 2013 — Sold (Public Records) $1,175,000
Description
Calling all tech buyers who want location & convenience w/ expansive work-from-home space in a secure, concierge building including 24-hour door person for packages & food deliveries. This enormous condo has a huge private primary suite + a media room with impressive scale making it ideal for weekend guests, hanging out or added work from home space! Thoughtfully remodeled, this one-of-a-kind residence combines unparalleled comfort and space. The spectacular remodeled eat-in kitchen is outfitted with custom cabinetry and top-of-the-line Thermador Smart appliances, a 5-burner gas range with hood, and a wine fridge. Custom finishes elevate the space, with Cambria quartz countertops, an…