767 Bryant St #407
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $48,600 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,116.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($38,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($813 in 2026), not enough for a trend yet. The listing shows $810/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 4)
- Low HOA (1.3%/yr)
⚠️ Cons
- HOA $810/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- —
Description
Welcome to this sleek modern one bedroom and two bathroom loft in SoMa. Nestled on the top floor of Villa Dei Fiori, a boutique 20 unit building, this dwelling features two story windows, newly refinished oak hardwood floors, fresh paint, and an inviting private balcony. The main level offers an open concept sunlit living and dining space bathed in natural light, modern kitchen with stainless steel appliances, entry closet, a custom deep walk-in under-stair pantry, and a full guest bath with a deep soaking tub. Upstairs, the primary loft suite includes a custom closet, washer and dryer closet, and an ensuite bath with a curb less shower. Both baths boast Spanish Porcelanosa tiles and…