955 Green St #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $213,060 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $29,851.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($225,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 2 units of recorded sales at 955 Green St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Low HOA (0.9%/yr)
⚠️ Cons
- 88% above model fair value
- HOA $3551/mo
- Ground floor
🚩 Red flags
- Very high HOA $3551/mo (full-service high-rise)
Photos
Price history (this unit)
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Description
Wonderful and private cul-de sac location atop Russian Hill, circa 2002, this chic and classic full floor residence enjoys outlooks to the Bay and Alcatraz along a tree-lined street with elegant architecture abounding. With 3,015 square feet (per graphic artist), an elevator, and no stairs, these features allow for a wonderful space for quiet living or elegant entertaining. High ceilings and abundant light in the living room with fireplace, and a lovely formal dining room with custom shelving to showcase one's finest collectibles, a charming bay window with views to the east bay and the wet bar all add to the ambiance of home. The chic kitchen has all the amenities for the gourmet chef…