1750 Taylor St #1001
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $320,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $43,095.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($325,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +2.9%/yrReconstructed from 12 units of recorded sales at 1750 Taylor St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +2.9%/yr over 5 years across 12 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 45 days → some leverage
- Upper floor (fl 10)
- In-unit W/D
- Garage parking
⚠️ Cons
- 136% above model fair value
- HOA $5346/mo
- Older building (1964)
🚩 Red flags
- Co-op / TIC, not a condo — you buy shares or a fractional interest, not the unit itself. Financing is harder and dearer, a board can vet or refuse you, resale may be price-capped, and the buyer pool is thin. Every comp behind the numbers below is a condominium, so treat the gap as an ownership-form discount until you have read the share loan terms and the bylaws.
- Very high HOA $5346/mo (full-service high-rise)
Photos
Price history (this unit)
- Aug 27, 2026 — Listed $6,500,000
Description
Extraordinary views, grand scale, and 3 private terraces define this rare 3-bedroom, 5-bath residence at Russian Hill's iconic Royal Towers. Wrapped in walls of glass on 3 sides, the home captures a breathtaking panorama stretching from Sausalito and the Marin Headlands across the Bay to Alcatraz, Coit Tower, the Bay Bridge, East Bay, and downtown skyline. A gracious entry opens to expansive entertaining spaces, where ever-changing views provide a spectacular backdrop from morning through night. The dramatic living room opens through sliding glass doors to a private terrace and shares a double-sided fireplace with an inviting family room/library. An adjoining formal dining room with wet bar…