
1750 Taylor St #1901
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $374,340 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $92,432.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($697,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +2.9%/yrReconstructed from 12 units of recorded sales at 1750 Taylor St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +2.9%/yr over 5 years across 12 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 19)
- In-unit W/D
- Garage parking
- Low HOA (0.5%/yr)
⚠️ Cons
- 474% above model fair value
- HOA $6239/mo
- Photos look dim — verify light in person
🚩 Red flags
- Very high HOA $6239/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 8, 2026 — Listed $13,950,000
Description
This extraordinary two-bedroom Russian Hill apartment atop one of San Francisco's best buildings features floor-to-ceiling windows offering near-360 degree, day-and-night cinematic views of four bridges & myriad San Francisco landmarks. Designed & built of the finest materials with exquisite attention to detail, the apartment features floating ceilings, walnut floors, & extensive custom millwork throughout. The primary bedroom is a walnut-clad jewel box, with a walk-in closet/dressing room & bath of Calacatta marble. A gallery leads to the ensuite guest bedroom. A large second kitchen features custom wenge cabinetry, dishwasher, ice-maker, double ovens, two wine refrigerators & abundant…






