1750 Taylor St #2202
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $181,500 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $23,195.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($174,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +2.9%/yrReconstructed from 12 units of recorded sales at 1750 Taylor St — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +2.9%/yr over 5 years across 12 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 22)
- Garage parking
- Low HOA (1%/yr)
- HOA steady in this building (~2.9%/yr over 5yr)
⚠️ Cons
- 174% above model fair value
- HOA $3025/mo
- Older building (1961)
🚩 Red flags
- Very high HOA $3025/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 1, 2026 — Listed $3,495,000
- Aug 27, 2009 — Sold (MLS) $1,235,000
- Jun 22, 2009 — Price Changed $1,325,000
- Apr 28, 2009 — Listed $1,449,000
Description
Highly reimagined apartment on a high floor of the Royal Towers offering dynamic, rolling views spanning the Golden Gate to the downtown skyline. Designed by Sutro Architects and built by Black Mountain to achieve both form AND function, this contemporary aerie atop Russian Hill radiates with natural-patterned millwork, wood floors, and a fireplace mantel of onyx. Entertaining areas showcase two floor-to-ceiling glass walls framing endless city panorama. Sit back while on the terrace to admire the nighttime majesty. Anchored by serene quartzite counters and backsplashes, the custom kitchen features luxe appliances and a recessed flat screen. The well-appointed primary suite with Golden Gate…