800 Innes Ave #6
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $35,220 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,215.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($587 in 2026), not enough for a trend yet. The listing shows $587/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 19% below model fair value
- Garage parking
- Low HOA (0.9%/yr)
⚠️ Cons
- HOA $587/mo
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Sep 22, 2026 — Listed $780,000
- Jun 29, 2007 — Sold (MLS) $575,000
- Jun 29, 2007 — Sold (Public Records) $575,000
- May 16, 2007 — Price Changed $565,000
- Mar 18, 2007 — Listed $599,000
- Apr 9, 2004 — Sold (MLS) $558,000
Description
Spectacular San Francisco Waterfront Condo with Panoramic Views Rarely does a home combine expansive San Francisco Bay, Downtown San Francisco, Bay Bridge, and Mount Diablo views, multiple outdoor spaces, and a rapidly evolving waterfront neighborhood quite like this exceptional 2-bedroom, 2-bath condominium. This home features the larger floor plan in the building and offers a distinctive multi-level layout. While the design is open and spacious, it is not a box-like loft. The main level features the kitchen, dining area, and living room, along with a full bath and a large walk-in storage area beneath the stairs. The thoughtful layout also provides two additional flexible spaces, allowing…