501 Crescent Way #5106
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $52,860 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,524.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($800 in 2026), not enough for a trend yet. The listing shows $881/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 15% below model fair value
- Upper floor (fl 51)
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $881/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 21, 2026 — Listed $688,000
Description
Welcome to 501 Crescent Way, a rare lower-floor condo in the desirable Candlestick Cove community, offering an elegant blend of comfort, style, and convenience. This 2-bedroom, 2-bath home is filled with natural light from large windows in the open living and dining area, which leads to a private balcony, perfect for enjoying the morning sunrise. The kitchen features stainless steel appliances, a gas range, and generous cabinet space, making it both stylish and practical. The primary suite includes a walk-in closet and an ensuite bath with dual vanities. A second bedroom, full bath, and in-unit laundry add flexibility and everyday convenience. The home also includes one secure tandem…