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Stealpad › San Francisco, CA › ZIP 94134 › 101 Crescent Way #2115
101 Crescent Way #2115 — 3 bd condo for sale in ZIP 94134, San Francisco
73Good value

101 Crescent Way #2115

ZIP 94134, San Francisco, CA · 94134
$750,000 23% below mkt
3 bd · 2 ba · 1,337 sqft · $561/sf
HOA $786/mo · 🏢 fee history ↓ · Floor 21 · 39 days on market · built 2001
💎 Hidden gem
⚖️ Adjusted valueUndervaluedasking is 23% under fair value
Model fair value · 12 sold comps · ±14%$968,794
vs model fair value · size · beds/baths · age · HOA · location−23%
Condition · Avg / verify in person0
Price history · at/near its all-time high0
📐 How this Deal Score was built73Good value
Value gap · asking vs model fair value, after condition & price history+27.6
HOA burden · $786/mo = 1.26%/yr of price vs a 1.33% norm — at or below normal, no charge0
Days on market · 39 days — not long enough to give you leverage0
Raw advantage · the three above, combined+27.6
Model confidence · moderate — ±14% typical model error across 12 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score73/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,803/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance + HOA
Mortgage principal & interest$4,154
Property tax (1.30% effective)$813
Insurance (estimate)$50
HOA dues$786
Total monthly$5,803
Rough cash to close$168,750

28% of that payment is not the mortgage. The HOA fee alone is $47,160 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,017.

Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($37,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($675 in 2026), not enough for a trend yet. The listing shows $786/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 23% below model fair value
  • Upper floor (fl 21)
  • Low HOA (1.3%/yr)
⚠️ Cons
  • HOA $786/mo
🚩 Red flags
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Photos

Price history (this unit)

Only one sale-price event on record ($750,000 on Sep 2, 2026).
  • Sep 2, 2026 — Listed $750,000

Description

Move-In Ready 3BD(2BD+enclosed den)| 2BA | 2PK Luxury Condo at Candlestick Point! From the moment you step inside, you'll immediately feel a sense of calm, comfort, and retreat. Surrounded by mature greenery and beautiful garden views, the first-floor location offers a serene escape from the hustle and bustle of everyday life. Welcome to this beautifully updated, move-in ready luxury condo in the sought-after Candlestick Point community. This first-floor residence offers a versatile 3-bedroom, 2-bathroom floor plan, lush tree-lined garden views, and the rare convenience of two secured parking spaces. The thoughtfully designed interior features an updated kitchen with a dedicated breakfast…

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