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Stealpad › San Francisco, CA › Mission Bay › 718 Long Bridge St #1407
718 Long Bridge St #1407 — 3 bd condo for sale in Mission Bay, San Francisco
15Overpriced

718 Long Bridge St #1407

Mission Bay, San Francisco, CA · 94158
$2,980,000 97% above mkt
3 bd · 2 ba · 1,565 sqft · $1,904/sf
No HOA listed · Floor 14 · built 2016
⚖️ Adjusted valueOverpricedasking is +97% over fair value
Model fair value · 17 sold comps within ½ mi · ±14%$1,510,224
vs model fair value · size · beds/baths · age · HOA · location+97%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built15Overpriced
Value gap · 97% over fair value — charged up to 40%, past that it reads as a comp artifact−48
HOA burden · no HOA published — estimated at 0.28%/yr so missing data isn't a free pass0
Days on market · unknown0
Raw advantage · the three above, combined−48
Model confidence · moderate — ±14% typical model error, 17 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score15/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$19,428/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$16,150
Property tax (1.30% effective)$3,228
Insurance (estimate)$50
Total monthly$19,428
Rough cash to close$670,500
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($149,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

2 recorded points

Reconstructed from 4 units of recorded sales at 718 Long Bridge St — every recorded sale carries its HOA fee and date. No listing site shows this.

$1,5852024$1,8702026
$1,870/mo · 2026
+18% since 2024

We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • Upper floor (fl 14)
  • Newer build (2016)
⚠️ Cons
  • 97% above model fair value
  • Photos look dim — verify light in person
🚩 Red flags
—

Photos

Price history (this unit)

  • —

Description

14th fl of Arden's coveted Tower residences. Only 6 units per floor. Sunny SE corner. Stunning bay and city views. Large open floorplan with designer upgrades. Recessed lighting, custom wine bar and wine fridge, primary bedroom's walk-in closet upgraded custom built-ins. Automated shades throughout home. Wood flooring, new carpets in bedrooms (10/2026), new paint (10/2026). Nearly 14 ft island. AC/Heat. Washer/dryer in unit. EV charger. Amenities include 24hr concierge, gyms with room featuring 2 Peloton bike, 75ft heated pool & hot tub, resident lounges, BBQs, pet-washing station, Laundry Locker laundry and dry cleaning service. Arden is situated along the channel of Mission Bay, dog park…

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